100 Innovative Ways to Start Saving Money Now and Long Term

100 Innovative Ways to Start Saving Money Now and Long Term

On the journey to paying off debt, one of the best ways to become debt free ASAP is by reducing costs as much as possible. Worrying about money can be very stressful. By taking control of your spending and cutting your daily, weekly and/or monthly costs, you can put a big dent in you debt a few cents or dollars at a time.  It seemed impossible to me when I...

How to Succeed at a Daily No Spend Challenge

How to Succeed at a Daily No Spend Challenge

If your spending is out of control and you find yourself unable to engage discipline when it comes to managing your money and saving money, a no spend challenge might be what you need. The idea of a no spend challenge sounds frightening but it doesn’t have to be an unpleasant process. The key here is to start small but think of the bigger picture and what you’ll have achieved...

How to Save Money, Eat Real Food and Look Better with Meal Planning

How to Save Money, Eat Real Food and Look Better with Meal Planning

There’s a tendency for people to believe that healthy eating is synonymous with expensive but that’s not the case at all. With a little bit of creative meal planning, you can have a fantastic menu full of healthy options every week, and at budget-friendly prices too. What is Meal Planning? Meal Planning is the process of preparing your menu for a few days, weeks or even months in advance. This involves...

How Becoming a Minimalist Can Make You a Better and Happier Person

Becoming a minimalist can help you become a better person

When I was a kid, I did not like clutter and I didn’t like having a lot of things around me. I preferred a lot of open space. Part of it was due to my claustrophobia but I was also unknowingly being a sort of minimalist. As an adult, I haven’t changed much but now encompass a largely minimalist life because I find it freeing. It makes you feel light...

3 Key Strategies Millennials Can Engage to Become Financially Stable

key-strategies-millenials-can-use-to-save-more-money

All financial advisers say saving early is the key to long-term financial security. Some millennials save about 15% of their paycheck for their 401(k) plan according to Bloomberg, which puts them on track to building a $1 million retirement portfolio. Millennials may be getting the shorter end of the stick with today’s economy but that shouldn’t be reason enough to slack. There’s always a way to become financially stable and...